2020 ZAR to GYD Historical Review

YEARLY HIGH

15.0102 GYD

YEARLY LOW

10.8484 GYD

YEARLY AVERAGE

12.7747 GYD

2020 ZAR to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 15.0102. Conversely, the yearly low was recorded on April 5, dropping to 10.8484.

This high-to-low spread represents a total annual volatility of 4.1619 GYD. From a start-to-finish perspective, comparing the January average rate of 14.5008 to the December average rate of 14.0777, the exchange rate registered a net change of -2.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 15.0102 was down 4.87% compared to the 2019 peak of 15.7795, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 750,512 GYD

2019 Average 723,639 GYD

Yearly Trough Low 542,419 GYD

Transaction Impact: A difference of 208,093.17 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

14.8281

10.9012

JanuMarcMayJulySeptNove

ZAR to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.6483, compared to 12.9010 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2528 points.

H1 Avg (Jan–Jun) 12.6483

H2 Avg (Jul–Dec) 12.9010

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.1990 GYD (High: 13.7191 / Low: 11.5201). On the other end, October was the most stable month, with a tight range of 0.4023 GYD (High: 12.9055 / Low: 12.5032).

March Spread (Volatile) ±2.1990

October Spread (Stable) ±0.4023

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.3283 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.3283

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 14.5008) against the same month in 2019 (average: 15.1097), the exchange rate shifted by -0.6088 (-4.03%).

2020 Avg (January) 14.5008

2019 Avg (January) 15.1097

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.0102	13.8959	14.5008
February	14.1844	13.3135	13.8747
March	13.7191	11.5201	12.5463
April	11.5753	10.8484	11.2284
May	12.0701	10.9837	11.5228
June	12.6955	11.9946	12.2167
July	12.7465	12.1803	12.4739
August	12.6170	11.8248	12.1456
September	12.9441	12.1861	12.5053
October	12.9055	12.5032	12.7259
November	13.8305	12.8547	13.4778
December	14.3917	13.7148	14.0777