YEARLY HIGH
4.5839 HTG
YEARLY LOW
3.5494 HTG
YEARLY AVERAGE
3.9838 HTG

2015 ZAR to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ZAR to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on July 21, valuing the pair at 4.5839. Conversely, the yearly low was recorded on December 11, dropping to 3.5494.

This high-to-low spread represents a total annual volatility of 1.0344 HTG. From a start-to-finish perspective, comparing the January average rate of 4.0272 to the December average rate of 3.7527, the exchange rate registered a net change of -6.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.5839 was up 4.92% compared to the 2014 peak of 4.3691, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 229,194 HTG
2014 Average 205,562 HTG
Yearly Trough Low 177,472 HTG
Transaction Impact: A difference of 51,722.20 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.4779
3.6867
JanuMarcMayJulySeptNove

ZAR to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9643, compared to 4.0032 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0389 points.

H1 Avg (Jan–Jun) 3.9643
H2 Avg (Jul–Dec) 4.0032

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.5301 HTG (High: 4.4659 / Low: 3.9358). On the other end, January was the most stable month, with a tight range of 0.1196 HTG (High: 4.0940 / Low: 3.9744).

August Spread (Volatile) ±0.5301
January Spread (Stable) ±0.1196

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2702 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2702

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 4.4120) against the same month in 2014 (average: 4.2102), the exchange rate shifted by +0.2018 (+4.79%).

2015 Avg (July) 4.4120
2014 Avg (July) 4.2102

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0940 3.9744 4.0272
February 4.1126 3.9492 4.0215
March 4.0074 3.7480 3.8896
April 4.0284 3.8850 3.9593
May 4.0581 3.9239 3.9876
June 4.0116 3.8024 3.9006
July 4.5839 4.2195 4.4120
August 4.4659 3.9358 4.1473
September 3.9966 3.7591 3.8771
October 4.1106 3.8063 3.9653
November 3.9488 3.7724 3.8648
December 3.9066 3.5494 3.7527