YEARLY HIGH
4.8953 INR
YEARLY LOW
4.2924 INR
YEARLY AVERAGE
4.5683 INR

2024 ZAR to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the ZAR to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 29, valuing the pair at 4.8953. Conversely, the yearly low was recorded on February 25, dropping to 4.2924.

This high-to-low spread represents a total annual volatility of 0.6029 INR. From a start-to-finish perspective, comparing the January average rate of 4.4327 to the December average rate of 4.6612, the exchange rate registered a net change of 5.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 4.8953 was down 0.01% compared to the 2023 peak of 4.8957, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 244,764 INR
2023 Average 223,961 INR
Yearly Trough Low 214,618 INR
Transaction Impact: A difference of 30,146.29 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

4.8251
4.3204
JanuMarcMayJulySeptNove

ZAR to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4471, compared to 4.6896 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2425 points.

H1 Avg (Jan–Jun) 4.4471
H2 Avg (Jul–Dec) 4.6896

Volatility Range Comparison

Volatility

The most volatile month in 2024 was December, with a trading range of 0.2651 INR (High: 4.7931 / Low: 4.5280). On the other end, October was the most stable month, with a tight range of 0.1103 INR (High: 4.8355 / Low: 4.7253).

December Spread (Volatile) ±0.2651
October Spread (Stable) ±0.1103

Growth Streaks & Declines

Trends

Between February and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0847 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0847

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 4.7639) against the same month in 2023 (average: 4.3787), the exchange rate shifted by +0.3852 (+8.80%).

2024 Avg (September) 4.7639
2023 Avg (September) 4.3787

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.5401 4.3260 4.4327
February 4.4637 4.2924 4.3624
March 4.4611 4.3405 4.4050
April 4.5104 4.3209 4.4174
May 4.6127 4.4405 4.5282
June 4.6518 4.4009 4.5367
July 4.6518 4.4869 4.5866
August 4.7366 4.4823 4.6445
September 4.8953 4.6741 4.7639
October 4.8355 4.7253 4.7831
November 4.8719 4.6204 4.6983
December 4.7931 4.5280 4.6612