YEARLY HIGH
100.2752 IQD
YEARLY LOW
61.8871 IQD
YEARLY AVERAGE
73.2100 IQD

2020 ZAR to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 100.2752. Conversely, the yearly low was recorded on April 5, dropping to 61.8871.

This high-to-low spread represents a total annual volatility of 38.3881 IQD. From a start-to-finish perspective, comparing the January average rate of 82.7580 to the December average rate of 84.9278, the exchange rate registered a net change of 2.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 100.2752 was up 11.07% compared to the 2019 peak of 90.2825, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 5,013,761 IQD
2019 Average 4,126,211 IQD
Yearly Trough Low 3,094,355 IQD
Transaction Impact: A difference of 1,919,405.44 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

87.0231
61.8787
JanuMarcMayJulySeptNove

ZAR to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 72.0997, compared to 74.3203 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.2206 points.

H1 Avg (Jan–Jun) 72.0997
H2 Avg (Jul–Dec) 74.3203

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 22.4175 IQD (High: 100.2752 / Low: 77.8577). On the other end, October was the most stable month, with a tight range of 2.3164 IQD (High: 73.5943 / Low: 71.2779).

December Spread (Volatile) ±22.4175
October Spread (Stable) ±2.3164

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 7.6320 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -7.6320

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 84.9278) against the same month in 2019 (average: 82.8088), the exchange rate shifted by +2.1190 (+2.56%).

2020 Avg (December) 84.9278
2019 Avg (December) 82.8088

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 85.6517 79.2970 82.7580
February 80.8099 75.9437 79.1658
March 77.9546 65.9344 71.5337
April 66.0252 61.8871 63.9741
May 68.5499 62.7844 65.5915
June 72.0119 68.2801 69.5753
July 72.6768 69.4286 71.0900
August 72.0399 67.3895 69.3082
September 73.7435 69.5334 71.2926
October 73.5943 71.2779 72.5151
November 78.7813 73.1088 76.7881
December 100.2752 77.8577 84.9278