2020 ZAR to LRD Historical Review

YEARLY HIGH

13.5243 LRD

YEARLY LOW

10.0994 LRD

YEARLY AVERAGE

11.6802 LRD

2020 ZAR to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 22, valuing the pair at 13.5243. Conversely, the yearly low was recorded on November 18, dropping to 10.0994.

This high-to-low spread represents a total annual volatility of 3.4249 LRD. From a start-to-finish perspective, comparing the January average rate of 13.2904 to the December average rate of 10.8500, the exchange rate registered a net change of -18.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.5243 was down 6.97% compared to the 2019 peak of 14.5377, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 676,217 LRD

2019 Average 643,998 LRD

Yearly Trough Low 504,972 LRD

Transaction Impact: A difference of 171,245.03 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.5554

10.3748

JanuMarcMayJulySeptNove

ZAR to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.9047, compared to 11.4558 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4489 points.

H1 Avg (Jan–Jun) 11.9047

H2 Avg (Jul–Dec) 11.4558

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.9410 LRD (High: 12.9444 / Low: 11.0034). On the other end, January was the most stable month, with a tight range of 0.5303 LRD (High: 13.5243 / Low: 12.9940).

March Spread (Volatile) ±1.9410

January Spread (Stable) ±0.5303

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.2361 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.2361

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 13.2904) against the same month in 2019 (average: 11.5064), the exchange rate shifted by +1.7840 (+15.50%).

2020 Avg (January) 13.2904

2019 Avg (January) 11.5064

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.5243	12.9940	13.2904
February	13.2707	12.6153	13.0589
March	12.9444	11.0034	11.8759
April	10.9811	10.2828	10.6398
May	11.4404	10.4724	10.9341
June	12.0348	11.4252	11.6288
July	12.1460	11.6107	11.8882
August	12.0257	11.2696	11.5778
September	12.3005	11.5945	11.9096
October	12.0574	11.2082	11.8164
November	11.3585	10.0994	10.6929
December	11.2008	10.3331	10.8500