YEARLY HIGH
0.5771 MAD
YEARLY LOW
0.5426 MAD
YEARLY AVERAGE
0.5638 MAD

2026 ZAR to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZAR to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.5771. Conversely, the yearly low was recorded on March 29, dropping to 0.5426.

This high-to-low spread represents a total annual volatility of 0.0345 MAD. From a start-to-finish perspective, comparing the January average rate of 0.5624 to the December average rate of 0.5637, the exchange rate registered a net change of 0.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.5771 was up 4.78% compared to the 2025 peak of 0.5507, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 28,854 MAD
2025 Average 26,139 MAD
Yearly Trough Low 27,128 MAD
Transaction Impact: A difference of 1,726.22 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.5729
0.5554
JanuMarcMayJuly

ZAR to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5631, compared to 0.5660 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.5631
H2 Avg (Jul–Dec) 0.5660

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0327 MAD (High: 0.5753 / Low: 0.5426). On the other end, August was the most stable month, with a tight range of 0.0028 MAD (High: 0.5653 / Low: 0.5625).

March Spread (Volatile) ±0.0327
August Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0146 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0146

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.5715) against the same month in 2025 (average: 0.5407), the exchange rate shifted by +0.0307 (+5.68%).

2026 Avg (February) 0.5715
2025 Avg (February) 0.5407

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5756 0.5509 0.5624
February 0.5771 0.5640 0.5715
March 0.5753 0.5426 0.5568
April 0.5697 0.5508 0.5608
May 0.5658 0.5536 0.5624
June 0.5719 0.5526 0.5646
July 0.5768 0.5564 0.5683
August 0.5653 0.5625 0.5637