YEARLY HIGH
28.6896 NGN
YEARLY LOW
23.7018 NGN
YEARLY AVERAGE
25.9616 NGN

2022 ZAR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the ZAR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 28.6896. Conversely, the yearly low was recorded on October 15, dropping to 23.7018.

This high-to-low spread represents a total annual volatility of 4.9878 NGN. From a start-to-finish perspective, comparing the January average rate of 26.6991 to the December average rate of 25.7637, the exchange rate registered a net change of -3.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 28.6896 was down 6.65% compared to the 2021 peak of 30.7328, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 1,434,480 NGN
2021 Average 1,365,754 NGN
Yearly Trough Low 1,185,092 NGN
Transaction Impact: A difference of 249,388.25 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

28.1989
23.6653
JanuMarcMayJulySeptNove

ZAR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 26.9902, compared to 24.9330 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.0573 points.

H1 Avg (Jan–Jun) 26.9902
H2 Avg (Jul–Dec) 24.9330

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 2.6334 NGN (High: 28.5965 / Low: 25.9632). On the other end, February was the most stable month, with a tight range of 0.8822 NGN (High: 27.7089 / Low: 26.8267).

April Spread (Volatile) ±2.6334
February Spread (Stable) ±0.8822

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.5645 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.5645

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 27.8211) against the same month in 2021 (average: 25.8988), the exchange rate shifted by +1.9223 (+7.42%).

2022 Avg (March) 27.8211
2021 Avg (March) 25.8988

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 27.4778 25.7350 26.6991
February 27.7089 26.8267 27.3177
March 28.6896 27.0159 27.8211
April 28.5965 25.9632 27.6897
May 26.8369 25.5839 26.1253
June 27.1341 25.4723 26.2885
July 25.5668 24.3105 24.9057
August 25.9296 24.5363 25.1895
September 24.9621 23.8997 24.3710
October 24.6285 23.7018 24.0431
November 26.1100 23.8252 25.3247
December 26.3319 25.2143 25.7637