YEARLY HIGH
0.2059 PEN
YEARLY LOW
0.1863 PEN
YEARLY AVERAGE
0.1995 PEN

2025 ZAR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ZAR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 20, valuing the pair at 0.2059. Conversely, the yearly low was recorded on April 8, dropping to 0.1863.

This high-to-low spread represents a total annual volatility of 0.0196 PEN. From a start-to-finish perspective, comparing the January average rate of 0.2002 to the December average rate of 0.2002, the exchange rate registered a net change of -0.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2059 was down 6.01% compared to the 2024 peak of 0.2190, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 10,293 PEN
2024 Average 10,244 PEN
Yearly Trough Low 9,313 PEN
Transaction Impact: A difference of 980.45 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2032
0.1948
JanuMarcMayJulySeptNove

ZAR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2000, compared to 0.1990 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.2000
H2 Avg (Jul–Dec) 0.1990

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0128 PEN (High: 0.1991 / Low: 0.1863). On the other end, February was the most stable month, with a tight range of 0.0037 PEN (High: 0.2020 / Low: 0.1983).

April Spread (Volatile) ±0.0128
February Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0043 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 0.2025) against the same month in 2024 (average: 0.2027), the exchange rate shifted by -0.0002 (-0.10%).

2025 Avg (May) 0.2025
2024 Avg (May) 0.2027

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2026 0.1969 0.2002
February 0.2020 0.1983 0.2004
March 0.2022 0.1976 0.1998
April 0.1991 0.1863 0.1955
May 0.2059 0.1982 0.2025
June 0.2055 0.1985 0.2018
July 0.2032 0.1958 0.2001
August 0.2023 0.1952 0.1999
September 0.2032 0.1989 0.2007
October 0.2017 0.1944 0.1976
November 0.1975 0.1928 0.1956
December 0.2031 0.1970 0.2002