YEARLY HIGH
0.2731 PLN
YEARLY LOW
0.2386 PLN
YEARLY AVERAGE
0.2612 PLN

2021 ZAR to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ZAR to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 0.2731. Conversely, the yearly low was recorded on January 7, dropping to 0.2386.

This high-to-low spread represents a total annual volatility of 0.0345 PLN. From a start-to-finish perspective, comparing the January average rate of 0.2466 to the December average rate of 0.2571, the exchange rate registered a net change of 4.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2731 was up 0.86% compared to the 2020 peak of 0.2708, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 13,655 PLN
2020 Average 11,880 PLN
Yearly Trough Low 11,929 PLN
Transaction Impact: A difference of 1,725.74 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2710
0.2444
JanuMarcMayJulySeptNove

ZAR to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2591, compared to 0.2633 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.2591
H2 Avg (Jul–Dec) 0.2633

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0179 PLN (High: 0.2671 / Low: 0.2493). On the other end, May was the most stable month, with a tight range of 0.0066 PLN (High: 0.2681 / Low: 0.2615).

March Spread (Volatile) ±0.0179
May Spread (Stable) ±0.0066

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0051 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.2688) against the same month in 2020 (average: 0.2307), the exchange rate shifted by +0.0381 (+16.50%).

2021 Avg (June) 0.2688
2020 Avg (June) 0.2307

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2560 0.2386 0.2466
February 0.2559 0.2472 0.2517
March 0.2671 0.2493 0.2582
April 0.2685 0.2606 0.2644
May 0.2681 0.2615 0.2650
June 0.2731 0.2646 0.2688
July 0.2702 0.2617 0.2658
August 0.2679 0.2554 0.2624
September 0.2723 0.2626 0.2663
October 0.2729 0.2615 0.2662
November 0.2686 0.2558 0.2622
December 0.2625 0.2518 0.2571