YEARLY HIGH
480.5369 PYG
YEARLY LOW
339.7598 PYG
YEARLY AVERAGE
413.5859 PYG

2020 ZAR to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 480.5369. Conversely, the yearly low was recorded on April 5, dropping to 339.7598.

This high-to-low spread represents a total annual volatility of 140.7771 PYG. From a start-to-finish perspective, comparing the January average rate of 451.8124 to the December average rate of 467.8209, the exchange rate registered a net change of 3.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 480.5369 was up 4.14% compared to the 2019 peak of 461.4197, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 24,026,844 PYG
2019 Average 21,593,138 PYG
Yearly Trough Low 16,987,989 PYG
Transaction Impact: A difference of 7,038,854.82 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

479.6567
337.6264
JanuMarcMayJulySeptNove

ZAR to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 397.0980, compared to 430.0737 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 32.9757 points.

H1 Avg (Jan–Jun) 397.0980
H2 Avg (Jul–Dec) 430.0737

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 63.5935 PYG (High: 426.6769 / Low: 363.0834). On the other end, October was the most stable month, with a tight range of 15.4061 PYG (High: 434.3173 / Low: 418.9111).

March Spread (Volatile) ±63.5935
October Spread (Stable) ±15.4061

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 44.7370 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -44.7370

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 467.8209) against the same month in 2019 (average: 447.9118), the exchange rate shifted by +19.9090 (+4.44%).

2020 Avg (December) 467.8209
2019 Avg (December) 447.9118

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 462.9936 434.8199 451.8124
February 441.0941 416.2943 433.4323
March 426.6769 363.0834 394.1993
April 359.9694 339.7598 349.4623
May 381.6157 342.8792 362.2631
June 402.2998 382.0109 391.4188
July 422.7418 397.8770 411.0082
August 420.7203 391.5076 403.7896
September 432.6729 407.1899 417.6201
October 434.3173 418.9111 426.8687
November 465.5612 431.8279 453.3350
December 480.5369 457.4146 467.8209