YEARLY HIGH
0.2794 SAR
YEARLY LOW
0.2305 SAR
YEARLY AVERAGE
0.2540 SAR

2021 ZAR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ZAR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 0.2794. Conversely, the yearly low was recorded on November 27, dropping to 0.2305.

This high-to-low spread represents a total annual volatility of 0.0489 SAR. From a start-to-finish perspective, comparing the January average rate of 0.2482 to the December average rate of 0.2364, the exchange rate registered a net change of -4.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2794 was up 4.33% compared to the 2020 peak of 0.2678, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 13,969 SAR
2020 Average 11,464 SAR
Yearly Trough Low 11,524 SAR
Transaction Impact: A difference of 2,444.07 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2728
0.2331
JanuMarcMayJulySeptNove

ZAR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2581, compared to 0.2499 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0083 points.

H1 Avg (Jan–Jun) 0.2581
H2 Avg (Jul–Dec) 0.2499

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0209 SAR (High: 0.2514 / Low: 0.2305). On the other end, April was the most stable month, with a tight range of 0.0089 SAR (High: 0.2647 / Low: 0.2558).

November Spread (Volatile) ±0.0209
April Spread (Stable) ±0.0089

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0109 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0109

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.2695) against the same month in 2020 (average: 0.2192), the exchange rate shifted by +0.0502 (+22.92%).

2021 Avg (June) 0.2695
2020 Avg (June) 0.2192

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2560 0.2418 0.2482
February 0.2596 0.2481 0.2540
March 0.2562 0.2415 0.2503
April 0.2647 0.2558 0.2600
May 0.2733 0.2587 0.2669
June 0.2794 0.2613 0.2695
July 0.2645 0.2527 0.2586
August 0.2620 0.2448 0.2536
September 0.2651 0.2472 0.2574
October 0.2603 0.2460 0.2521
November 0.2514 0.2305 0.2412
December 0.2417 0.2325 0.2364