YEARLY HIGH
3.7983 SDG
YEARLY LOW
2.8697 SDG
YEARLY AVERAGE
3.3016 SDG

2020 ZAR to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 3.7983. Conversely, the yearly low was recorded on April 5, dropping to 2.8697.

This high-to-low spread represents a total annual volatility of 0.9285 SDG. From a start-to-finish perspective, comparing the January average rate of 3.1454 to the December average rate of 3.7179, the exchange rate registered a net change of 18.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.7983 was up 5.42% compared to the 2019 peak of 3.6029, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 189,913 SDG
2019 Average 159,101 SDG
Yearly Trough Low 143,487 SDG
Transaction Impact: A difference of 46,425.92 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.7927
2.8955
JanuMarcMayJulySeptNove

ZAR to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1921, compared to 3.4110 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2190 points.

H1 Avg (Jan–Jun) 3.1921
H2 Avg (Jul–Dec) 3.4110

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5354 SDG (High: 3.6193 / Low: 3.0839). On the other end, October was the most stable month, with a tight range of 0.1032 SDG (High: 3.4119 / Low: 3.3087).

March Spread (Volatile) ±0.5354
October Spread (Stable) ±0.1032

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3476 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3476

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 3.7179) against the same month in 2019 (average: 3.1364), the exchange rate shifted by +0.5815 (+18.54%).

2020 Avg (December) 3.7179
2019 Avg (December) 3.1364

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2618 3.0698 3.1454
February 3.5541 3.2618 3.4417
March 3.6193 3.0839 3.3179
April 3.0683 2.8697 2.9702
May 3.1870 2.9230 3.0477
June 3.3464 3.1730 3.2296
July 3.3720 3.2194 3.2993
August 3.3368 3.1272 3.2127
September 3.4203 3.2240 3.3084
October 3.4119 3.3087 3.3635
November 3.6542 3.3974 3.5644
December 3.7983 3.6166 3.7179