2020 ZAR to STD Historical Review

YEARLY HIGH

1539.0121 STD

YEARLY LOW

1144.4048 STD

YEARLY AVERAGE

1313.9019 STD

2020 ZAR to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1539.0121. Conversely, the yearly low was recorded on April 5, dropping to 1144.4048.

This high-to-low spread represents a total annual volatility of 394.6073 STD. From a start-to-finish perspective, comparing the January average rate of 1496.8570 to the December average rate of 1390.4434, the exchange rate registered a net change of -7.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1539.0121 was down 3.02% compared to the 2019 peak of 1586.9118, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 76,950,605 STD

2019 Average 73,804,685 STD

Yearly Trough Low 57,220,241 STD

Transaction Impact: A difference of 19,730,364.37 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1528.0834

1153.3667

JanuMarcMayJulySeptNove

ZAR to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1328.0620, compared to 1299.7418 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 28.3201 points.

H1 Avg (Jan–Jun) 1328.0620

H2 Avg (Jul–Dec) 1299.7418

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 209.1252 STD (High: 1444.6341 / Low: 1235.5089). On the other end, October was the most stable month, with a tight range of 37.5820 STD (High: 1295.3959 / Low: 1257.8139).

March Spread (Volatile) ±209.1252

October Spread (Stable) ±37.5820

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 142.6498 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -142.6498

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1496.8570) against the same month in 2019 (average: 1522.1504), the exchange rate shifted by -25.2933 (-1.66%).

2020 Avg (January) 1496.8570

2019 Avg (January) 1522.1504

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1539.0121	1436.7280	1496.8570
February	1483.1705	1407.3692	1457.5815
March	1444.6341	1235.5089	1327.2429
April	1222.9708	1144.4048	1184.5931
May	1270.2102	1165.5443	1214.9696
June	1334.3594	1262.5985	1287.1277
July	1321.1500	1252.6235	1300.0831
August	1265.5256	1198.4601	1226.3571
September	1288.5413	1226.1655	1253.9098
October	1295.3959	1257.8139	1277.3100
November	1381.1057	1292.6721	1350.3476
December	1410.7283	1366.8786	1390.4434