YEARLY HIGH
1.9495 UAH
YEARLY LOW
1.4148 UAH
YEARLY AVERAGE
1.6453 UAH

2020 ZAR to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 1.9495. Conversely, the yearly low was recorded on May 3, dropping to 1.4148.

This high-to-low spread represents a total annual volatility of 0.5347 UAH. From a start-to-finish perspective, comparing the January average rate of 1.6777 to the December average rate of 1.8948, the exchange rate registered a net change of 12.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.9495 was down 6.97% compared to the 2019 peak of 2.0956, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 97,474 UAH
2019 Average 89,493 UAH
Yearly Trough Low 70,742 UAH
Transaction Impact: A difference of 26,732.67 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.9382
1.4166
JanuMarcMayJulySeptNove

ZAR to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5658, compared to 1.7247 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1588 points.

H1 Avg (Jan–Jun) 1.5658
H2 Avg (Jul–Dec) 1.7247

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.1380 UAH (High: 1.5528 / Low: 1.4148). On the other end, January was the most stable month, with a tight range of 0.0511 UAH (High: 1.7028 / Low: 1.6517).

May Spread (Volatile) ±0.1380
January Spread (Stable) ±0.0511

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1284 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1284

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.8948) against the same month in 2019 (average: 1.6372), the exchange rate shifted by +0.2576 (+15.73%).

2020 Avg (December) 1.8948
2019 Avg (December) 1.6372

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7028 1.6517 1.6777
February 1.6816 1.5700 1.6333
March 1.6391 1.5462 1.5885
April 1.5169 1.4153 1.4601
May 1.5528 1.4148 1.4764
June 1.6108 1.5307 1.5590
July 1.6908 1.5673 1.6302
August 1.6586 1.5574 1.5984
September 1.7419 1.6382 1.6759
October 1.7515 1.6967 1.7243
November 1.8768 1.7485 1.8245
December 1.9495 1.8460 1.8948