2020 ZAR to YER Historical Review

YEARLY HIGH

17.8700 YER

YEARLY LOW

12.9891 YER

YEARLY AVERAGE

15.2967 YER

2020 ZAR to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 17.8700. Conversely, the yearly low was recorded on April 5, dropping to 12.9891.

This high-to-low spread represents a total annual volatility of 4.8810 YER. From a start-to-finish perspective, comparing the January average rate of 17.3796 to the December average rate of 16.8363, the exchange rate registered a net change of -3.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 17.8700 was down 5.29% compared to the 2019 peak of 18.8691, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 893,501 YER

2019 Average 867,025 YER

Yearly Trough Low 649,453 YER

Transaction Impact: A difference of 244,048.15 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

17.7729

13.0528

JanuMarcMayJulySeptNove

ZAR to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.1512, compared to 15.4421 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2909 points.

H1 Avg (Jan–Jun) 15.1512

H2 Avg (Jul–Dec) 15.4421

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.4266 YER (High: 16.3999 / Low: 13.9734). On the other end, October was the most stable month, with a tight range of 0.4824 YER (High: 15.4546 / Low: 14.9722).

March Spread (Volatile) ±2.4266

October Spread (Stable) ±0.4824

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.5992 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.5992

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 17.3796) against the same month in 2019 (average: 18.1019), the exchange rate shifted by -0.7224 (-3.99%).

2020 Avg (January) 17.3796

2019 Avg (January) 18.1019

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.8700	16.6824	17.3796
February	16.9636	15.9769	16.6318
March	16.3999	13.9734	15.0325
April	13.8844	12.9891	13.4462
May	14.4200	13.2329	13.7937
June	15.1497	14.3618	14.6234
July	15.2610	14.5810	14.9323
August	15.1060	14.1538	14.5425
September	15.4812	14.5955	14.9751
October	15.4546	14.9722	15.2332
November	16.5431	15.3805	16.1333
December	17.2263	16.3727	16.8363