2022 ZMK to BIF Historical Review

YEARLY HIGH

2078.4044 BIF

YEARLY LOW

1978.6954 BIF

YEARLY AVERAGE

2041.9651 BIF

2022 ZMK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the ZMK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 2078.4044. Conversely, the yearly low was recorded on January 31, dropping to 1978.6954.

This high-to-low spread represents a total annual volatility of 99.7090 BIF. From a start-to-finish perspective, comparing the January average rate of 2002.1907 to the December average rate of 2067.1405, the exchange rate registered a net change of 3.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 2078.4044 was up 3.61% compared to the 2021 peak of 2006.0354, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZMK based on timing:

Yearly Peak High 10,392,022 BIF

2021 Average 9,872,431 BIF

Yearly Trough Low 9,893,477 BIF

Transaction Impact: A difference of 498,545.01 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

2073.6355

1995.6957

JanuMarcMayJulySeptNove

ZMK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2025.2191, compared to 2058.7112 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 33.4921 points.

H1 Avg (Jan–Jun) 2025.2191

H2 Avg (Jul–Dec) 2058.7112

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 58.6333 BIF (High: 2057.2711 / Low: 1998.6378). On the other end, December was the most stable month, with a tight range of 21.4044 BIF (High: 2078.4044 / Low: 2057.0000).

March Spread (Volatile) ±58.6333

December Spread (Stable) ±21.4044

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.8656 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.8656

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 2067.1405) against the same month in 2021 (average: 1997.6724), the exchange rate shifted by +69.4681 (+3.48%).

2022 Avg (December) 2067.1405

2021 Avg (December) 1997.6724

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2017.5000	1978.6954	2002.1907
February	2017.0000	1990.1223	2007.4859
March	2057.2711	1998.6378	2024.4961
April	2064.3696	2010.5000	2033.1190
May	2054.8357	2012.5000	2034.0369
June	2071.2951	2030.0000	2049.9856
July	2062.4231	2041.0000	2055.9307
August	2072.8841	2042.0000	2055.9273
September	2078.1909	2039.5825	2055.0617
October	2077.9556	2045.9723	2058.3979
November	2070.7075	2045.4515	2059.8088
December	2078.4044	2057.0000	2067.1405