2014 ZMK to HRK Historical Review

YEARLY HIGH

0.0012 HRK

YEARLY LOW

0.0010 HRK

YEARLY AVERAGE

0.0011 HRK

2014 ZMK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ZMK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0012. Conversely, the yearly low was recorded on May 6, dropping to 0.0010.

This high-to-low spread represents a total annual volatility of 0.0002 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0011 to the December average rate of 0.0012, the exchange rate registered a net change of 11.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0012 was up 5.92% compared to the 2013 peak of 0.0011, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZMK based on timing:

Yearly Peak High 6 HRK

2013 Average 5 HRK

Yearly Trough Low 5 HRK

Transaction Impact: A difference of 0.83 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0012

0.0010

JanuMarcMayJulySeptNove

ZMK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0011, compared to 0.0011 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0011

H2 Avg (Jul–Dec) 0.0011

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0000 HRK (High: 0.0012 / Low: 0.0011). On the other end, June was the most stable month, with a tight range of 0.0000 HRK (High: 0.0011 / Low: 0.0011).

September Spread (Volatile) ±0.0000

June Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0000 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0012) against the same month in 2013 (average: 0.0011), the exchange rate shifted by +0.0001 (+11.67%).

2014 Avg (December) 0.0012

2013 Avg (December) 0.0011

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0011	0.0011	0.0011
February	0.0011	0.0011	0.0011
March	0.0011	0.0010	0.0011
April	0.0011	0.0010	0.0011
May	0.0011	0.0010	0.0011
June	0.0011	0.0011	0.0011
July	0.0011	0.0011	0.0011
August	0.0011	0.0011	0.0011
September	0.0012	0.0011	0.0011
October	0.0012	0.0011	0.0012
November	0.0012	0.0012	0.0012
December	0.0012	0.0012	0.0012