YEARLY HIGH
2651.2407 TZS
YEARLY LOW
2470.0000 TZS
YEARLY AVERAGE
2601.2102 TZS

2026 ZMK to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZMK to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 4, valuing the pair at 2651.2407. Conversely, the yearly low was recorded on January 3, dropping to 2470.0000.

This high-to-low spread represents a total annual volatility of 181.2407 TZS. From a start-to-finish perspective, comparing the January average rate of 2518.4066 to the December average rate of 2644.8269, the exchange rate registered a net change of 5.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 2651.2407 was down 1.84% compared to the 2025 peak of 2700.8919, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZMK based on timing:

Yearly Peak High 13,256,204 TZS
2025 Average 12,802,439 TZS
Yearly Trough Low 12,350,000 TZS
Transaction Impact: A difference of 906,203.54 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2657.4689
2505.7645
JanuMarcMayJuly

ZMK to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2588.6601, compared to 2638.8606 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 50.2005 points.

H1 Avg (Jan–Jun) 2588.6601
H2 Avg (Jul–Dec) 2638.8606

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 105.0000 TZS (High: 2575.0000 / Low: 2470.0000). On the other end, August was the most stable month, with a tight range of 9.6404 TZS (High: 2651.2407 / Low: 2641.6003).

January Spread (Volatile) ±105.0000
August Spread (Stable) ±9.6404

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. No significant month-over-month rate declines were detected.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2026: 2644.8269) against the same month in 2025 (average: 2519.1583), the exchange rate shifted by +125.6686 (+4.99%).

2026 Avg (August) 2644.8269
2025 Avg (August) 2519.1583

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2575.0000 2470.0000 2518.4066
February 2609.1063 2556.1620 2581.7454
March 2609.8460 2550.0000 2584.9529
April 2611.2200 2587.5000 2600.6890
May 2629.4304 2605.0000 2622.1993
June 2631.4955 2613.7461 2623.9674
July 2647.4980 2625.0018 2632.8944
August 2651.2407 2641.6003 2644.8269