YEARLY HIGH
2913.1472 CDF
YEARLY LOW
2123.8562 CDF
YEARLY AVERAGE
2726.4767 CDF

2025 ZMW to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ZMW to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 11, valuing the pair at 2913.1472. Conversely, the yearly low was recorded on November 15, dropping to 2123.8562.

This high-to-low spread represents a total annual volatility of 789.2911 CDF. From a start-to-finish perspective, comparing the January average rate of 2852.9376 to the December average rate of 2257.3243, the exchange rate registered a net change of -20.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2913.1472 was up 1.23% compared to the 2024 peak of 2877.8245, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZMW based on timing:

Yearly Peak High 14,565,736 CDF
2024 Average 14,076,757 CDF
Yearly Trough Low 10,619,281 CDF
Transaction Impact: A difference of 3,946,455.48 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2966.7892
2150.0061
JanuMarcMayJulySeptNove

ZMW to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2878.4842, compared to 2574.4693 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 304.0149 points.

H1 Avg (Jan–Jun) 2878.4842
H2 Avg (Jul–Dec) 2574.4693

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 477.4838 CDF (High: 2625.0000 / Low: 2147.5162). On the other end, July was the most stable month, with a tight range of 26.8484 CDF (High: 2912.8484 / Low: 2886.0000).

October Spread (Volatile) ±477.4838
July Spread (Stable) ±26.8484

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 497.3500 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -497.3500

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 2893.1895) against the same month in 2024 (average: 2848.9375), the exchange rate shifted by +44.2520 (+1.55%).

2025 Avg (August) 2893.1895
2024 Avg (August) 2848.9375

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2870.0000 2835.0000 2852.9376
February 2901.9952 2830.9423 2863.8617
March 2875.0000 2836.0597 2866.1974
April 2908.1587 2877.0000 2897.2280
May 2910.3164 2871.0000 2898.7239
June 2910.7387 2877.0000 2891.9564
July 2912.8484 2886.0000 2898.4798
August 2913.1472 2865.0000 2893.1895
September 2909.7147 2630.9603 2838.5504
October 2625.0000 2147.5162 2341.2005
November 2295.6787 2123.8562 2218.0714
December 2291.5194 2165.2302 2257.3243