2026 ZMW to PHP Historical Review

YEARLY HIGH

60.7210 PHP

YEARLY LOW

3.2052 PHP

YEARLY AVERAGE

34.1284 PHP

2026 ZMW to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZMW to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 60.7210. Conversely, the yearly low was recorded on April 28, dropping to 3.2052.

This high-to-low spread represents a total annual volatility of 57.5158 PHP. From a start-to-finish perspective, comparing the January average rate of 59.1438 to the December average rate of 3.3705, the exchange rate registered a net change of -94.30% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 60.7210 was up 2.21% compared to the 2025 peak of 59.4100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZMW based on timing:

Yearly Peak High 303,605 PHP

2025 Average 287,458 PHP

Yearly Trough Low 16,026 PHP

Transaction Impact: A difference of 287,579.05 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

65.1822

-2.3148

JanuMarcMayJuly

ZMW to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.2547, compared to 3.3705 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 35.8843 points.

H1 Avg (Jan–Jun) 39.2547

H2 Avg (Jul–Dec) 3.3705

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 57.4898 PHP (High: 60.6950 / Low: 3.2052). On the other end, May was the most stable month, with a tight range of 0.0871 PHP (High: 3.3345 / Low: 3.2474).

April Spread (Volatile) ±57.4898

May Spread (Stable) ±0.0871

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 48.5959 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -48.5959

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 59.5574) against the same month in 2025 (average: 57.4116), the exchange rate shifted by +2.1459 (+3.74%).

2026 Avg (March) 59.5574

2025 Avg (March) 57.4116

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	59.5020	58.7800	59.1438
February	59.0300	57.5370	58.1724
March	60.7210	57.7253	59.5574
April	60.6950	3.2052	51.9059
May	3.3345	3.2474	3.3099
June	3.5419	3.3609	3.4391
July	3.4211	3.2956	3.3705