YEARLY HIGH
104.3522 XPF
YEARLY LOW
5.3680 XPF
YEARLY AVERAGE
52.0812 XPF

2026 ZMW to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZMW to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 104.3522. Conversely, the yearly low was recorded on April 27, dropping to 5.3680.

This high-to-low spread represents a total annual volatility of 98.9842 XPF. From a start-to-finish perspective, comparing the January average rate of 101.6955 to the December average rate of 5.4940, the exchange rate registered a net change of -94.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 104.3522 was down 10.43% compared to the 2025 peak of 116.4998, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZMW based on timing:

Yearly Peak High 521,761 XPF
2025 Average 528,746 XPF
Yearly Trough Low 26,840 XPF
Transaction Impact: A difference of 494,921.23 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

112.9749
-4.2770
JanuMarcMayJuly

ZMW to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 67.5742, compared to 5.6021 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 61.9722 points.

H1 Avg (Jan–Jun) 67.5742
H2 Avg (Jul–Dec) 5.6021

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 98.3099 XPF (High: 103.6779 / Low: 5.3680). On the other end, August was the most stable month, with a tight range of 0.0920 XPF (High: 5.5231 / Low: 5.4311).

April Spread (Volatile) ±98.3099
August Spread (Stable) ±0.0920

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 82.7885 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -82.7885

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 103.2039) against the same month in 2025 (average: 110.4591), the exchange rate shifted by -7.2552 (-6.57%).

2026 Avg (March) 103.2039
2025 Avg (March) 110.4591

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 102.8520 99.2537 101.6955
February 101.3907 100.2475 100.9059
March 104.3522 101.4780 103.2039
April 103.6779 5.3680 88.2998
May 5.5481 5.3921 5.5114
June 5.9750 5.5750 5.8288
July 5.8152 5.5732 5.7102
August 5.5231 5.4311 5.4940