2026 ZWL to HRK Historical Review

YEARLY HIGH

6.5997 HRK

YEARLY LOW

0.0200 HRK

YEARLY AVERAGE

3.1155 HRK

2026 ZWL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZWL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 6.5997. Conversely, the yearly low was recorded on April 27, dropping to 0.0200.

This high-to-low spread represents a total annual volatility of 6.5797 HRK. From a start-to-finish perspective, comparing the January average rate of 6.4216 to the December average rate of 0.0203, the exchange rate registered a net change of -99.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 6.5997 was down 10.27% compared to the 2025 peak of 7.3550, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZWL based on timing:

Yearly Peak High 32,998 HRK

2025 Average 33,390 HRK

Yearly Trough Low 100 HRK

Transaction Impact: A difference of 32,898.66 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

7.1696

-0.6299

JanuMarcMayJuly

ZWL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1472, compared to 0.0204 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.1268 points.

H1 Avg (Jan–Jun) 4.1472

H2 Avg (Jul–Dec) 0.0204

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 6.5260 HRK (High: 6.5460 / Low: 0.0200). On the other end, August was the most stable month, with a tight range of 0.0000 HRK (High: 0.0203 / Low: 0.0203).

April Spread (Volatile) ±6.5260

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 5.5099 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -5.5099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 6.5197) against the same month in 2025 (average: 6.9803), the exchange rate shifted by -0.4606 (-6.60%).

2026 Avg (March) 6.5197

2025 Avg (March) 6.9803

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.4959	6.2678	6.4216
February	6.4019	6.3293	6.3717
March	6.5997	6.4068	6.5197
April	6.5460	0.0200	5.5300
May	0.0201	0.0200	0.0201
June	0.0206	0.0201	0.0203
July	0.0206	0.0203	0.0205
August	0.0203	0.0203	0.0203