2026 ZWL to PEN Historical Review

YEARLY HIGH

3.4960 PEN

YEARLY LOW

0.0105 PEN

YEARLY AVERAGE

1.6420 PEN

2026 ZWL to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZWL to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 3.4960. Conversely, the yearly low was recorded on July 30, dropping to 0.0105.

This high-to-low spread represents a total annual volatility of 3.4856 PEN. From a start-to-finish perspective, comparing the January average rate of 3.3575 to the December average rate of 0.0105, the exchange rate registered a net change of -99.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.4960 was down 7.62% compared to the 2025 peak of 3.7843, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZWL based on timing:

Yearly Peak High 17,480 PEN

2025 Average 17,840 PEN

Yearly Trough Low 52 PEN

Transaction Impact: A difference of 17,427.85 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.7843

-0.3326

JanuMarcMayJuly

ZWL to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1858, compared to 0.0105 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1752 points.

H1 Avg (Jan–Jun) 2.1858

H2 Avg (Jul–Dec) 0.0105

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 3.4762 PEN (High: 3.4870 / Low: 0.0108). On the other end, August was the most stable month, with a tight range of 0.0000 PEN (High: 0.0105 / Low: 0.0105).

April Spread (Volatile) ±3.4762

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 2.9284 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2.9284

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 3.4412) against the same month in 2025 (average: 3.6544), the exchange rate shifted by -0.2132 (-5.83%).

2026 Avg (March) 3.4412

2025 Avg (March) 3.6544

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.3693	3.3290	3.3575
February	3.3700	3.3421	3.3557
March	3.4960	3.3509	3.4412
April	3.4870	0.0108	2.9390
May	0.0109	0.0106	0.0106
June	0.0108	0.0105	0.0106
July	0.0106	0.0105	0.0106
August	0.0105	0.0105	0.0105