2020 ZWL to PHP Historical Review

YEARLY HIGH

51.7500 PHP

YEARLY LOW

47.9753 PHP

YEARLY AVERAGE

49.6094 PHP

2020 ZWL to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZWL to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 51.7500. Conversely, the yearly low was recorded on December 27, dropping to 47.9753.

This high-to-low spread represents a total annual volatility of 3.7747 PHP. From a start-to-finish perspective, comparing the January average rate of 50.8334 to the December average rate of 48.0829, the exchange rate registered a net change of -5.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 51.7500 was down 3.17% compared to the 2019 peak of 53.4459, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZWL based on timing:

Yearly Peak High 258,750 PHP

2019 Average 258,836 PHP

Yearly Trough Low 239,876 PHP

Transaction Impact: A difference of 18,873.69 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

51.1994

47.7996

JanuMarcMayJulySeptNove

ZWL to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 50.6317, compared to 48.5872 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.0445 points.

H1 Avg (Jan–Jun) 50.6317

H2 Avg (Jul–Dec) 48.5872

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.6424 PHP (High: 51.7500 / Low: 50.1076). On the other end, September was the most stable month, with a tight range of 0.2660 PHP (High: 48.6536 / Low: 48.3876).

March Spread (Volatile) ±1.6424

September Spread (Stable) ±0.2660

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.6451 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.6451

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 50.9161) against the same month in 2019 (average: 52.5058), the exchange rate shifted by -1.5896 (-3.03%).

2020 Avg (March) 50.9161

2019 Avg (March) 52.5058

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	51.1134	50.4701	50.8334
February	51.0757	50.4773	50.8057
March	51.7500	50.1076	50.9161
April	51.0662	50.2031	50.6586
May	50.9045	49.9100	50.5239
June	50.4489	49.6976	50.0524
July	49.8245	49.0894	49.4073
August	49.1796	48.3199	48.7733
September	48.6536	48.3876	48.5162
October	48.6939	48.3651	48.5014
November	48.5723	48.0321	48.2420
December	48.2535	47.9753	48.0829