YEARLY HIGH
1.2928 SGD
YEARLY LOW
0.0040 SGD
YEARLY AVERAGE
0.8218 SGD

2026 ZWL to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZWL to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 27, valuing the pair at 1.2928. Conversely, the yearly low was recorded on May 2, dropping to 0.0040.

This high-to-low spread represents a total annual volatility of 1.2889 SGD. From a start-to-finish perspective, comparing the January average rate of 1.2806 to the December average rate of 0.0040, the exchange rate registered a net change of -99.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.2928 was down 5.74% compared to the 2025 peak of 1.3715, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZWL based on timing:

Yearly Peak High 6,464 SGD
2025 Average 6,534 SGD
Yearly Trough Low 20 SGD
Transaction Impact: A difference of 6,444.34 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.4083
-0.1237
JanuFebrMarcApriMayJune

ZWL to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8218, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8218 points.

H1 Avg (Jan–Jun) 0.8218
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 1.2837 SGD (High: 1.2876 / Low: 0.0040). On the other end, May was the most stable month, with a tight range of 0.0000 SGD (High: 0.0040 / Low: 0.0040).

April Spread (Volatile) ±1.2837
May Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.0908 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.0908

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 1.2807) against the same month in 2025 (average: 1.3365), the exchange rate shifted by -0.0558 (-4.18%).

2026 Avg (March) 1.2807
2025 Avg (March) 1.3365

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2890 1.2608 1.2806
February 1.2757 1.2621 1.2668
March 1.2928 1.2698 1.2807
April 1.2876 0.0040 1.0948
May 0.0040 0.0040 0.0040
June 0.0040 0.0040 0.0040