YEARLY HIGH
104.3522 XPF
YEARLY LOW
0.3160 XPF
YEARLY AVERAGE
49.3334 XPF

2026 ZWL to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZWL to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 104.3522. Conversely, the yearly low was recorded on May 2, dropping to 0.3160.

This high-to-low spread represents a total annual volatility of 104.0363 XPF. From a start-to-finish perspective, comparing the January average rate of 101.6955 to the December average rate of 0.3214, the exchange rate registered a net change of -99.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 104.3522 was down 10.43% compared to the 2025 peak of 116.4998, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZWL based on timing:

Yearly Peak High 521,761 XPF
2025 Average 528,746 XPF
Yearly Trough Low 1,580 XPF
Transaction Impact: A difference of 520,181.33 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

113.4925
-9.9708
JanuMarcMayJuly

ZWL to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.6703, compared to 0.3229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 65.3473 points.

H1 Avg (Jan–Jun) 65.6703
H2 Avg (Jul–Dec) 0.3229

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 103.3618 XPF (High: 103.6779 / Low: 0.3161). On the other end, August was the most stable month, with a tight range of 0.0004 XPF (High: 0.3216 / Low: 0.3212).

April Spread (Volatile) ±103.3618
August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 87.2586 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -87.2586

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 103.2039) against the same month in 2025 (average: 110.4591), the exchange rate shifted by -7.2552 (-6.57%).

2026 Avg (March) 103.2039
2025 Avg (March) 110.4591

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 102.8520 99.2537 101.6955
February 101.3907 100.2475 100.9059
March 104.3522 101.4780 103.2039
April 103.6779 0.3161 87.5764
May 0.3188 0.3160 0.3178
June 0.3263 0.3183 0.3220
July 0.3259 0.3219 0.3245
August 0.3216 0.3212 0.3214