2014 ALL to JMD Historical Review

YEARLY HIGH

1.0935 JMD

YEARLY LOW

0.9907 JMD

YEARLY AVERAGE

1.0520 JMD

2014 ALL to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ALL to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 7, valuing the pair at 1.0935. Conversely, the yearly low was recorded on December 31, dropping to 0.9907.

This high-to-low spread represents a total annual volatility of 0.1028 JMD. From a start-to-finish perspective, comparing the January average rate of 1.0308 to the December average rate of 1.0013, the exchange rate registered a net change of -2.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.0935 was up 4.70% compared to the 2013 peak of 1.0444, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 5,468 JMD

2013 Average 4,724 JMD

Yearly Trough Low 4,954 JMD

Transaction Impact: A difference of 514.03 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.0957

0.9927

JanuMarcMayJulySeptNove

ALL to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0653, compared to 1.0387 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0266 points.

H1 Avg (Jan–Jun) 1.0653

H2 Avg (Jul–Dec) 1.0387

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0461 JMD (High: 1.0620 / Low: 1.0159). On the other end, July was the most stable month, with a tight range of 0.0088 JMD (High: 1.0918 / Low: 1.0830).

September Spread (Volatile) ±0.0461

July Spread (Stable) ±0.0088

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0393 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0393

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 1.0837) against the same month in 2013 (average: 0.9080), the exchange rate shifted by +0.1757 (+19.34%).

2014 Avg (May) 1.0837

2013 Avg (May) 0.9080

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0389	1.0241	1.0308
February	1.0614	1.0310	1.0454
March	1.0782	1.0609	1.0711
April	1.0872	1.0721	1.0806
May	1.0935	1.0784	1.0837
June	1.0891	1.0745	1.0801
July	1.0918	1.0830	1.0871
August	1.0855	1.0633	1.0763
September	1.0620	1.0159	1.0370
October	1.0308	1.0110	1.0222
November	1.0198	1.0013	1.0079
December	1.0166	0.9907	1.0013