2020 ALL to JMD Historical Review

YEARLY HIGH

1.6396 JMD

YEARLY LOW

1.1211 JMD

YEARLY AVERAGE

1.3106 JMD

2020 ALL to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 1.6396. Conversely, the yearly low was recorded on May 10, dropping to 1.1211.

This high-to-low spread represents a total annual volatility of 0.5184 JMD. From a start-to-finish perspective, comparing the January average rate of 1.2242 to the December average rate of 1.4162, the exchange rate registered a net change of 15.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6396 was up 28.04% compared to the 2019 peak of 1.2805, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 8,198 JMD

2019 Average 6,077 JMD

Yearly Trough Low 5,606 JMD

Transaction Impact: A difference of 2,592.06 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4449

1.1688

JanuMarcMayJulySeptNove

ALL to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2356, compared to 1.3857 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1501 points.

H1 Avg (Jan–Jun) 1.2356

H2 Avg (Jul–Dec) 1.3857

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.3808 JMD (High: 1.6396 / Low: 1.2588). On the other end, December was the most stable month, with a tight range of 0.0268 JMD (High: 1.4317 / Low: 1.4049).

July Spread (Volatile) ±0.3808

December Spread (Stable) ±0.0268

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0544 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0544

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 1.3317) against the same month in 2019 (average: 1.2273), the exchange rate shifted by +0.1044 (+8.50%).

2020 Avg (July) 1.3317

2019 Avg (July) 1.2273

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2679	1.1984	1.2242
February	1.2679	1.2256	1.2494
March	1.2501	1.1417	1.2061
April	1.2575	1.1455	1.1918
May	1.3042	1.1211	1.2673
June	1.3076	1.2581	1.2747
July	1.6396	1.2588	1.3317
August	1.4512	1.3976	1.4219
September	1.4310	1.3306	1.3675
October	1.3938	1.3362	1.3707
November	1.4165	1.3637	1.4060
December	1.4317	1.4049	1.4162