YEARLY HIGH
1.9179 PKR
YEARLY LOW
1.2539 PKR
YEARLY AVERAGE
1.4932 PKR

2020 ALL to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 1.9179. Conversely, the yearly low was recorded on May 10, dropping to 1.2539.

This high-to-low spread represents a total annual volatility of 0.6640 PKR. From a start-to-finish perspective, comparing the January average rate of 1.4077 to the December average rate of 1.5793, the exchange rate registered a net change of 12.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.9179 was up 26.26% compared to the 2019 peak of 1.5191, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 9,590 PKR
2019 Average 6,835 PKR
Yearly Trough Low 6,270 PKR
Transaction Impact: A difference of 3,320.06 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6260
1.3568
JanuMarcMayJulySeptNove

ALL to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4222, compared to 1.5643 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1421 points.

H1 Avg (Jan–Jun) 1.4222
H2 Avg (Jul–Dec) 1.5643

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.4053 PKR (High: 1.9179 / Low: 1.5126). On the other end, August was the most stable month, with a tight range of 0.0367 PKR (High: 1.6250 / Low: 1.5882).

July Spread (Volatile) ±0.4053
August Spread (Stable) ±0.0367

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0330 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0330

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 1.5551) against the same month in 2019 (average: 1.4651), the exchange rate shifted by +0.0901 (+6.15%).

2020 Avg (July) 1.5551
2019 Avg (July) 1.4651

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4271 1.3876 1.4077
February 1.4035 1.3616 1.3793
March 1.4582 1.3814 1.4118
April 1.4523 1.3867 1.4260
May 1.4572 1.2539 1.4085
June 1.5235 1.4591 1.4998
July 1.9179 1.5126 1.5551
August 1.6250 1.5882 1.6035
September 1.5965 1.5577 1.5781
October 1.5644 1.5076 1.5451
November 1.5457 1.5049 1.5245
December 1.5941 1.5422 1.5793