YEARLY HIGH
1.6789 PKR
YEARLY LOW
1.4549 PKR
YEARLY AVERAGE
1.5727 PKR

2021 ALL to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ALL to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 1.6789. Conversely, the yearly low was recorded on March 31, dropping to 1.4549.

This high-to-low spread represents a total annual volatility of 0.2239 PKR. From a start-to-finish perspective, comparing the January average rate of 1.5822 to the December average rate of 1.6611, the exchange rate registered a net change of 4.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.6789 was down 12.47% compared to the 2020 peak of 1.9179, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 8,394 PKR
2020 Average 7,469 PKR
Yearly Trough Low 7,275 PKR
Transaction Impact: A difference of 1,119.69 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.6785
1.4691
JanuMarcMayJulySeptNove

ALL to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5300, compared to 1.6155 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0855 points.

H1 Avg (Jan–Jun) 1.5300
H2 Avg (Jul–Dec) 1.6155

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0838 PKR (High: 1.5387 / Low: 1.4549). On the other end, February was the most stable month, with a tight range of 0.0262 PKR (High: 1.5702 / Low: 1.5439).

March Spread (Volatile) ±0.0838
February Spread (Stable) ±0.0262

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0523 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0523

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.6611) against the same month in 2020 (average: 1.5793), the exchange rate shifted by +0.0817 (+5.18%).

2021 Avg (December) 1.6611
2020 Avg (December) 1.5793

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5986 1.5692 1.5822
February 1.5702 1.5439 1.5588
March 1.5387 1.4549 1.5065
April 1.5142 1.4575 1.4865
May 1.5390 1.4921 1.5122
June 1.5486 1.5206 1.5335
July 1.5871 1.5197 1.5469
August 1.6186 1.5770 1.5945
September 1.6510 1.6205 1.6313
October 1.6694 1.6250 1.6391
November 1.6497 1.5898 1.6200
December 1.6789 1.6389 1.6611