2020 AMD to HRK Historical Review

YEARLY HIGH

0.0147 HRK

YEARLY LOW

0.0117 HRK

YEARLY AVERAGE

0.0137 HRK

2020 AMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.0147. Conversely, the yearly low was recorded on December 30, dropping to 0.0117.

This high-to-low spread represents a total annual volatility of 0.0029 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0140 to the December average rate of 0.0127, the exchange rate registered a net change of -9.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0147 was up 2.58% compared to the 2019 peak of 0.0143, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AMD based on timing:

Yearly Peak High 73 HRK

2019 Average 69 HRK

Yearly Trough Low 59 HRK

Transaction Impact: A difference of 14.58 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0145

0.0126

JanuMarcMayJulySeptNove

AMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0141, compared to 0.0132 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0141

H2 Avg (Jul–Dec) 0.0132

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0013 HRK (High: 0.0130 / Low: 0.0117). On the other end, August was the most stable month, with a tight range of 0.0002 HRK (High: 0.0133 / Low: 0.0130).

December Spread (Volatile) ±0.0013

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0143) against the same month in 2019 (average: 0.0137), the exchange rate shifted by +0.0006 (+4.43%).

2020 Avg (April) 0.0143

2019 Avg (April) 0.0137

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0141	0.0138	0.0140
February	0.0144	0.0140	0.0143
March	0.0145	0.0137	0.0140
April	0.0147	0.0139	0.0143
May	0.0146	0.0141	0.0143
June	0.0141	0.0138	0.0139
July	0.0140	0.0131	0.0136
August	0.0133	0.0130	0.0132
September	0.0135	0.0131	0.0133
October	0.0135	0.0133	0.0134
November	0.0135	0.0131	0.0133
December	0.0130	0.0117	0.0127