YEARLY HIGH
0.0185 HRK
YEARLY LOW
0.0166 HRK
YEARLY AVERAGE
0.0173 HRK

2025 AMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the AMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0185. Conversely, the yearly low was recorded on July 1, dropping to 0.0166.

This high-to-low spread represents a total annual volatility of 0.0019 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0182 to the December average rate of 0.0169, the exchange rate registered a net change of -7.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0185 was down 0.37% compared to the 2024 peak of 0.0186, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AMD based on timing:

Yearly Peak High 93 HRK
2024 Average 89 HRK
Yearly Trough Low 83 HRK
Transaction Impact: A difference of 9.61 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0184
0.0166
JanuMarcMayJulySeptNove

AMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0176, compared to 0.0169 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0176
H2 Avg (Jul–Dec) 0.0169

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0011 HRK (High: 0.0179 / Low: 0.0168). On the other end, November was the most stable month, with a tight range of 0.0002 HRK (High: 0.0172 / Low: 0.0170).

April Spread (Volatile) ±0.0011
November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0182) against the same month in 2024 (average: 0.0171), the exchange rate shifted by +0.0011 (+6.71%).

2025 Avg (January) 0.0182
2024 Avg (January) 0.0171

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0185 0.0179 0.0182
February 0.0185 0.0180 0.0182
March 0.0185 0.0175 0.0178
April 0.0179 0.0168 0.0172
May 0.0175 0.0171 0.0173
June 0.0173 0.0166 0.0170
July 0.0172 0.0166 0.0168
August 0.0173 0.0168 0.0169
September 0.0169 0.0166 0.0168
October 0.0171 0.0167 0.0169
November 0.0172 0.0170 0.0171
December 0.0170 0.0167 0.0169