YEARLY HIGH
0.9674 BAM
YEARLY LOW
0.8831 BAM
YEARLY AVERAGE
0.9206 BAM

2021 ANG to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ANG to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.9674. Conversely, the yearly low was recorded on January 6, dropping to 0.8831.

This high-to-low spread represents a total annual volatility of 0.0843 BAM. From a start-to-finish perspective, comparing the January average rate of 0.8947 to the December average rate of 0.9600, the exchange rate registered a net change of 7.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9674 was down 14.14% compared to the 2020 peak of 1.1267, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ANG based on timing:

Yearly Peak High 4,837 BAM
2020 Average 4,832 BAM
Yearly Trough Low 4,416 BAM
Transaction Impact: A difference of 421.43 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.9665
0.8882
JanuMarcMayJulySeptNove

ANG to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9044, compared to 0.9368 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0325 points.

H1 Avg (Jan–Jun) 0.9044
H2 Avg (Jul–Dec) 0.9368

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0322 BAM (High: 0.9674 / Low: 0.9353). On the other end, December was the most stable month, with a tight range of 0.0070 BAM (High: 0.9640 / Low: 0.9569).

November Spread (Volatile) ±0.0322
December Spread (Stable) ±0.0070

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0153 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0153

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.9516) against the same month in 2020 (average: 0.9208), the exchange rate shifted by +0.0308 (+3.35%).

2021 Avg (November) 0.9516
2020 Avg (November) 0.9208

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9032 0.8831 0.8947
February 0.9095 0.8956 0.9012
March 0.9287 0.9033 0.9159
April 0.9284 0.8989 0.9127
May 0.9071 0.8896 0.8974
June 0.9161 0.8914 0.9042
July 0.9262 0.9128 0.9212
August 0.9328 0.9155 0.9257
September 0.9417 0.9176 0.9250
October 0.9444 0.9312 0.9376
November 0.9674 0.9353 0.9516
December 0.9640 0.9569 0.9600