2021 ANG to SGD Historical Review

YEARLY HIGH

0.7620 SGD

YEARLY LOW

0.7321 SGD

YEARLY AVERAGE

0.7480 SGD

2021 ANG to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ANG to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.7620. Conversely, the yearly low was recorded on January 3, dropping to 0.7321.

This high-to-low spread represents a total annual volatility of 0.0299 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7385 to the December average rate of 0.7564, the exchange rate registered a net change of 2.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7620 was down 13.22% compared to the 2020 peak of 0.8780, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ANG based on timing:

Yearly Peak High 3,810 SGD

2020 Average 3,882 SGD

Yearly Trough Low 3,661 SGD

Transaction Impact: A difference of 149.29 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7582

0.7367

JanuMarcMayJulySeptNove

ANG to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7423, compared to 0.7537 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0113 points.

H1 Avg (Jan–Jun) 0.7423

H2 Avg (Jul–Dec) 0.7537

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0139 SGD (High: 0.7519 / Low: 0.7380). On the other end, May was the most stable month, with a tight range of 0.0089 SGD (High: 0.7446 / Low: 0.7357).

April Spread (Volatile) ±0.0139

May Spread (Stable) ±0.0089

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0042 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.7564) against the same month in 2020 (average: 0.7421), the exchange rate shifted by +0.0143 (+1.93%).

2021 Avg (December) 0.7564

2020 Avg (December) 0.7421

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7417	0.7321	0.7385
February	0.7451	0.7349	0.7396
March	0.7520	0.7396	0.7482
April	0.7519	0.7380	0.7440
May	0.7446	0.7357	0.7406
June	0.7498	0.7367	0.7431
July	0.7613	0.7494	0.7550
August	0.7606	0.7496	0.7548
September	0.7585	0.7471	0.7508
October	0.7582	0.7452	0.7517
November	0.7608	0.7475	0.7534
December	0.7620	0.7482	0.7564