2014 AOA to HRK Historical Review

YEARLY HIGH

0.0621 HRK

YEARLY LOW

0.0557 HRK

YEARLY AVERAGE

0.0585 HRK

2014 AOA to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the AOA to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 0.0621. Conversely, the yearly low was recorded on May 6, dropping to 0.0557.

This high-to-low spread represents a total annual volatility of 0.0063 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0574 to the December average rate of 0.0610, the exchange rate registered a net change of 6.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0621 was up 0.40% compared to the 2013 peak of 0.0618, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AOA based on timing:

Yearly Peak High 310 HRK

2013 Average 296 HRK

Yearly Trough Low 279 HRK

Transaction Impact: A difference of 31.66 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0618

0.0560

JanuMarcMayJulySeptNove

AOA to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0569, compared to 0.0601 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 0.0569

H2 Avg (Jul–Dec) 0.0601

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0022 HRK (High: 0.0616 / Low: 0.0593). On the other end, June was the most stable month, with a tight range of 0.0006 HRK (High: 0.0573 / Low: 0.0567).

September Spread (Volatile) ±0.0022

June Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0007 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 0.0612) against the same month in 2013 (average: 0.0574), the exchange rate shifted by +0.0039 (+6.74%).

2014 Avg (October) 0.0612

2013 Avg (October) 0.0574

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0580	0.0567	0.0574
February	0.0581	0.0569	0.0574
March	0.0571	0.0563	0.0567
April	0.0570	0.0560	0.0564
May	0.0572	0.0557	0.0566
June	0.0573	0.0567	0.0570
July	0.0588	0.0568	0.0578
August	0.0594	0.0581	0.0586
September	0.0616	0.0593	0.0604
October	0.0621	0.0607	0.0612
November	0.0621	0.0608	0.0614
December	0.0615	0.0601	0.0610