2025 AOA to HRK Historical Review

YEARLY HIGH

0.0081 HRK

YEARLY LOW

0.0069 HRK

YEARLY AVERAGE

0.0073 HRK

2025 AOA to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the AOA to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.0081. Conversely, the yearly low was recorded on September 16, dropping to 0.0069.

This high-to-low spread represents a total annual volatility of 0.0011 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0080 to the December average rate of 0.0070, the exchange rate registered a net change of -11.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0081 was down 5.14% compared to the 2024 peak of 0.0085, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AOA based on timing:

Yearly Peak High 40 HRK

2024 Average 40 HRK

Yearly Trough Low 35 HRK

Transaction Impact: A difference of 5.72 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0081

0.0069

JanuMarcMayJulySeptNove

AOA to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0076, compared to 0.0071 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0076

H2 Avg (Jul–Dec) 0.0071

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0005 HRK (High: 0.0077 / Low: 0.0071). On the other end, August was the most stable month, with a tight range of 0.0001 HRK (High: 0.0071 / Low: 0.0070).

April Spread (Volatile) ±0.0005

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0080) against the same month in 2024 (average: 0.0083), the exchange rate shifted by -0.0003 (-4.11%).

2025 Avg (January) 0.0080

2024 Avg (January) 0.0083

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0081	0.0079	0.0080
February	0.0081	0.0078	0.0079
March	0.0079	0.0075	0.0076
April	0.0077	0.0071	0.0073
May	0.0074	0.0072	0.0073
June	0.0073	0.0070	0.0071
July	0.0072	0.0070	0.0070
August	0.0071	0.0070	0.0071
September	0.0071	0.0069	0.0070
October	0.0071	0.0070	0.0071
November	0.0072	0.0071	0.0071
December	0.0071	0.0070	0.0070