2021 ARS to HNL Historical Review

YEARLY HIGH

0.2931 HNL

YEARLY LOW

0.2376 HNL

YEARLY AVERAGE

0.2543 HNL

2021 ARS to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ARS to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.2931. Conversely, the yearly low was recorded on December 29, dropping to 0.2376.

This high-to-low spread represents a total annual volatility of 0.0555 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2823 to the December average rate of 0.2384, the exchange rate registered a net change of -15.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2931 was down 30.53% compared to the 2020 peak of 0.4218, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 1,465 HNL

2020 Average 1,771 HNL

Yearly Trough Low 1,188 HNL

Transaction Impact: A difference of 277.58 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2867

0.2341

JanuMarcMayJulySeptNove

ARS to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2651, compared to 0.2435 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0215 points.

H1 Avg (Jan–Jun) 0.2651

H2 Avg (Jul–Dec) 0.2435

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0166 HNL (High: 0.2931 / Low: 0.2765). On the other end, December was the most stable month, with a tight range of 0.0020 HNL (High: 0.2395 / Low: 0.2376).

January Spread (Volatile) ±0.0166

December Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0089 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0089

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2823) against the same month in 2020 (average: 0.4136), the exchange rate shifted by -0.1314 (-31.76%).

2021 Avg (January) 0.2823

2020 Avg (January) 0.4136

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2931	0.2765	0.2823
February	0.2769	0.2680	0.2733
March	0.2697	0.2621	0.2660
April	0.2630	0.2573	0.2600
May	0.2583	0.2540	0.2562
June	0.2545	0.2498	0.2526
July	0.2505	0.2453	0.2482
August	0.2474	0.2439	0.2448
September	0.2465	0.2443	0.2454
October	0.2450	0.2422	0.2436
November	0.2422	0.2393	0.2408
December	0.2395	0.2376	0.2384