2020 AUD to NZD Historical Review

YEARLY HIGH

1.1016 NZD

YEARLY LOW

1.0072 NZD

YEARLY AVERAGE

1.0612 NZD

2020 AUD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AUD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 20, valuing the pair at 1.1016. Conversely, the yearly low was recorded on March 17, dropping to 1.0072.

This high-to-low spread represents a total annual volatility of 0.0944 NZD. From a start-to-finish perspective, comparing the January average rate of 1.0384 to the December average rate of 1.0624, the exchange rate registered a net change of 2.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1016 was up 1.58% compared to the 2019 peak of 1.0845, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AUD based on timing:

Yearly Peak High 5,508 NZD

2019 Average 5,276 NZD

Yearly Trough Low 5,036 NZD

Transaction Impact: A difference of 472.06 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0970

1.0218

JanuMarcMayJulySeptNove

AUD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0496, compared to 1.0728 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0233 points.

H1 Avg (Jan–Jun) 1.0496

H2 Avg (Jul–Dec) 1.0728

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0471 NZD (High: 1.0705 / Low: 1.0234). On the other end, January was the most stable month, with a tight range of 0.0104 NZD (High: 1.0436 / Low: 1.0332).

April Spread (Volatile) ±0.0471

January Spread (Stable) ±0.0104

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0144 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0144

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 1.0907) against the same month in 2019 (average: 1.0521), the exchange rate shifted by +0.0386 (+3.67%).

2020 Avg (August) 1.0907

2019 Avg (August) 1.0521

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0436	1.0332	1.0384
February	1.0487	1.0356	1.0425
March	1.0521	1.0072	1.0280
April	1.0705	1.0234	1.0485
May	1.0825	1.0584	1.0703
June	1.0832	1.0636	1.0696
July	1.0778	1.0569	1.0666
August	1.1016	1.0761	1.0907
September	1.0928	1.0736	1.0838
October	1.0888	1.0611	1.0739
November	1.0736	1.0484	1.0596
December	1.0707	1.0440	1.0624