YEARLY HIGH
1.0921 NZD
YEARLY LOW
1.0294 NZD
YEARLY AVERAGE
1.0621 NZD

2021 AUD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AUD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 1.0921. Conversely, the yearly low was recorded on September 15, dropping to 1.0294.

This high-to-low spread represents a total annual volatility of 0.0627 NZD. From a start-to-finish perspective, comparing the January average rate of 1.0739 to the December average rate of 1.0543, the exchange rate registered a net change of -1.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0921 was down 0.86% compared to the 2020 peak of 1.1016, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AUD based on timing:

Yearly Peak High 5,461 NZD
2020 Average 5,306 NZD
Yearly Trough Low 5,147 NZD
Transaction Impact: A difference of 313.47 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0851
1.0326
JanuMarcMayJulySeptNove

AUD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0759, compared to 1.0484 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0276 points.

H1 Avg (Jan–Jun) 1.0759
H2 Avg (Jul–Dec) 1.0484

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0259 NZD (High: 1.0628 / Low: 1.0369). On the other end, June was the most stable month, with a tight range of 0.0120 NZD (High: 1.0815 / Low: 1.0694).

December Spread (Volatile) ±0.0259
June Spread (Stable) ±0.0120

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0160 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0160

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 1.0804) against the same month in 2020 (average: 1.0280), the exchange rate shifted by +0.0524 (+5.09%).

2021 Avg (March) 1.0804
2020 Avg (March) 1.0280

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0863 1.0625 1.0739
February 1.0801 1.0574 1.0706
March 1.0921 1.0686 1.0804
April 1.0858 1.0731 1.0808
May 1.0797 1.0622 1.0740
June 1.0815 1.0694 1.0759
July 1.0722 1.0533 1.0625
August 1.0536 1.0378 1.0465
September 1.0482 1.0294 1.0370
October 1.0595 1.0426 1.0491
November 1.0481 1.0335 1.0408
December 1.0628 1.0369 1.0543