2020 AWG to NZD Historical Review

YEARLY HIGH

0.9875 NZD

YEARLY LOW

0.7701 NZD

YEARLY AVERAGE

0.8563 NZD

2020 AWG to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AWG to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.9875. Conversely, the yearly low was recorded on December 30, dropping to 0.7701.

This high-to-low spread represents a total annual volatility of 0.2174 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8403 to the December average rate of 0.7829, the exchange rate registered a net change of -6.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9875 was up 11.03% compared to the 2019 peak of 0.8894, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AWG based on timing:

Yearly Peak High 4,937 NZD

2019 Average 4,217 NZD

Yearly Trough Low 3,850 NZD

Transaction Impact: A difference of 1,087.11 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9388

0.7687

JanuMarcMayJulySeptNove

AWG to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8882, compared to 0.8244 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0638 points.

H1 Avg (Jan–Jun) 0.8882

H2 Avg (Jul–Dec) 0.8244

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1130 NZD (High: 0.9875 / Low: 0.8745). On the other end, October was the most stable month, with a tight range of 0.0162 NZD (High: 0.8452 / Low: 0.8291).

March Spread (Volatile) ±0.1130

October Spread (Stable) ±0.0162

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0510 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0510

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.9202) against the same month in 2019 (average: 0.8120), the exchange rate shifted by +0.1082 (+13.32%).

2020 Avg (March) 0.9202

2019 Avg (March) 0.8120

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8595	0.8248	0.8403
February	0.8891	0.8557	0.8693
March	0.9875	0.8745	0.9202
April	0.9491	0.9048	0.9246
May	0.9362	0.8956	0.9127
June	0.8844	0.8460	0.8618
July	0.8575	0.8298	0.8434
August	0.8512	0.8238	0.8412
September	0.8491	0.8209	0.8334
October	0.8452	0.8291	0.8369
November	0.8421	0.7897	0.8087
December	0.7917	0.7701	0.7829