2021 AWG to NZD Historical Review

YEARLY HIGH

0.8277 NZD

YEARLY LOW

0.7463 NZD

YEARLY AVERAGE

0.7856 NZD

2021 AWG to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AWG to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.8277. Conversely, the yearly low was recorded on February 24, dropping to 0.7463.

This high-to-low spread represents a total annual volatility of 0.0814 NZD. From a start-to-finish perspective, comparing the January average rate of 0.7732 to the December average rate of 0.8187, the exchange rate registered a net change of 5.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8277 was down 16.18% compared to the 2020 peak of 0.9875, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AWG based on timing:

Yearly Peak High 4,138 NZD

2020 Average 4,281 NZD

Yearly Trough Low 3,731 NZD

Transaction Impact: A difference of 406.92 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8239

0.7616

JanuMarcMayJulySeptNove

AWG to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7751, compared to 0.7962 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0210 points.

H1 Avg (Jan–Jun) 0.7751

H2 Avg (Jul–Dec) 0.7962

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0406 NZD (High: 0.8145 / Low: 0.7739). On the other end, May was the most stable month, with a tight range of 0.0142 NZD (High: 0.7756 / Low: 0.7613).

November Spread (Volatile) ±0.0406

May Spread (Stable) ±0.0142

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0113 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.8187) against the same month in 2020 (average: 0.7829), the exchange rate shifted by +0.0358 (+4.57%).

2021 Avg (December) 0.8187

2020 Avg (December) 0.7829

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7845	0.7606	0.7732
February	0.7761	0.7463	0.7667
March	0.7976	0.7618	0.7791
April	0.7922	0.7642	0.7802
May	0.7756	0.7613	0.7688
June	0.8008	0.7656	0.7827
July	0.8025	0.7877	0.7949
August	0.8146	0.7877	0.7963
September	0.8083	0.7766	0.7870
October	0.8030	0.7718	0.7874
November	0.8145	0.7739	0.7929
December	0.8277	0.8120	0.8187