2020 AZN to PKR Historical Review

YEARLY HIGH

99.1978 PKR

YEARLY LOW

90.5436 PKR

YEARLY AVERAGE

95.0495 PKR

2020 AZN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the AZN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 8, valuing the pair at 99.1978. Conversely, the yearly low was recorded on March 3, dropping to 90.5436.

This high-to-low spread represents a total annual volatility of 8.6542 PKR. From a start-to-finish perspective, comparing the January average rate of 90.8846 to the December average rate of 94.1451, the exchange rate registered a net change of 3.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 99.1978 was up 3.13% compared to the 2019 peak of 96.1869, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AZN based on timing:

Yearly Peak High 495,989 PKR

2019 Average 441,123 PKR

Yearly Trough Low 452,718 PKR

Transaction Impact: A difference of 43,270.92 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

99.5385

89.8763

JanuMarcMayJulySeptNove

AZN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 93.7891, compared to 96.3099 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.5208 points.

H1 Avg (Jan–Jun) 93.7891

H2 Avg (Jul–Dec) 96.3099

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.1548 PKR (High: 97.6984 / Low: 90.5436). On the other end, February was the most stable month, with a tight range of 0.2523 PKR (High: 90.8230 / Low: 90.5707).

March Spread (Volatile) ±7.1548

February Spread (Stable) ±0.2523

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 2.4973 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.4973

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 98.7333) against the same month in 2019 (average: 93.5828), the exchange rate shifted by +5.1505 (+5.50%).

2020 Avg (August) 98.7333

2019 Avg (August) 93.5828

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	91.4303	90.7022	90.8846
February	90.8230	90.5707	90.6815
March	97.6984	90.5436	92.9984
April	98.4483	93.9558	96.6933
May	95.6385	93.0984	94.1960
June	98.7665	95.7623	97.2808
July	98.7573	97.5823	98.2202
August	99.1978	97.2010	98.7333
September	97.7974	97.1379	97.5144
October	96.9554	94.2438	95.6504
November	94.5579	92.8928	93.5961
December	94.3730	93.7352	94.1451