YEARLY HIGH
105.3512 PKR
YEARLY LOW
88.8975 PKR
YEARLY AVERAGE
95.7897 PKR

2021 AZN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AZN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 105.3512. Conversely, the yearly low was recorded on May 9, dropping to 88.8975.

This high-to-low spread represents a total annual volatility of 16.4537 PKR. From a start-to-finish perspective, comparing the January average rate of 94.4154 to the December average rate of 104.4061, the exchange rate registered a net change of 10.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 105.3512 was up 6.20% compared to the 2020 peak of 99.1978, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AZN based on timing:

Yearly Peak High 526,756 PKR
2020 Average 475,300 PKR
Yearly Trough Low 444,487 PKR
Transaction Impact: A difference of 82,268.67 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

105.8412
88.6194
JanuMarcMayJulySeptNove

AZN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 92.0104, compared to 99.5690 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.5587 points.

H1 Avg (Jan–Jun) 92.0104
H2 Avg (Jul–Dec) 99.5690

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 4.1363 PKR (High: 103.8323 / Low: 99.6960). On the other end, January was the most stable month, with a tight range of 0.6040 PKR (High: 94.7411 / Low: 94.1371).

November Spread (Volatile) ±4.1363
January Spread (Stable) ±0.6040

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.9163 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -1.9163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 104.4061) against the same month in 2020 (average: 94.1451), the exchange rate shifted by +10.2610 (+10.90%).

2021 Avg (December) 104.4061
2020 Avg (December) 94.1451

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 94.7411 94.1371 94.4154
February 94.3488 92.7528 93.7126
March 92.8922 89.7459 91.7963
April 90.7511 89.6919 90.0545
May 91.2837 88.8975 90.1207
June 93.0529 90.7805 91.9627
July 95.5954 92.3497 94.0701
August 98.0329 95.5954 96.8632
September 100.4725 98.2430 99.0503
October 102.9652 100.2466 101.0930
November 103.8323 99.6960 101.9316
December 105.3512 103.0671 104.4061