2014 AZN to SGD Historical Review

YEARLY HIGH

1.6910 SGD

YEARLY LOW

1.5788 SGD

YEARLY AVERAGE

1.6161 SGD

2014 AZN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the AZN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.6910. Conversely, the yearly low was recorded on July 23, dropping to 1.5788.

This high-to-low spread represents a total annual volatility of 0.1122 SGD. From a start-to-finish perspective, comparing the January average rate of 1.6223 to the December average rate of 1.6789, the exchange rate registered a net change of 3.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.6910 was up 3.38% compared to the 2013 peak of 1.6357, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AZN based on timing:

Yearly Peak High 8,455 SGD

2013 Average 7,974 SGD

Yearly Trough Low 7,894 SGD

Transaction Impact: A difference of 561.09 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.6882

1.5760

JanuMarcMayJulySeptNove

AZN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6076, compared to 1.6246 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0170 points.

H1 Avg (Jan–Jun) 1.6076

H2 Avg (Jul–Dec) 1.6246

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0332 SGD (High: 1.6271 / Low: 1.5939). On the other end, August was the most stable month, with a tight range of 0.0090 SGD (High: 1.5968 / Low: 1.5879).

September Spread (Volatile) ±0.0332

August Spread (Stable) ±0.0090

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0161 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0161

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.6789) against the same month in 2013 (average: 1.6058), the exchange rate shifted by +0.0731 (+4.55%).

2014 Avg (December) 1.6789

2013 Avg (December) 1.6058

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6315	1.6112	1.6223
February	1.6287	1.6053	1.6152
March	1.6264	1.6039	1.6163
April	1.6106	1.5920	1.6002
May	1.6015	1.5907	1.5962
June	1.6037	1.5908	1.5954
July	1.5906	1.5788	1.5854
August	1.5968	1.5879	1.5925
September	1.6271	1.5939	1.6118
October	1.6379	1.6205	1.6265
November	1.6637	1.6389	1.6523
December	1.6910	1.6644	1.6789