2021 AZN to SGD Historical Review

YEARLY HIGH

0.8070 SGD

YEARLY LOW

0.7746 SGD

YEARLY AVERAGE

0.7901 SGD

2021 AZN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AZN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.8070. Conversely, the yearly low was recorded on January 6, dropping to 0.7746.

This high-to-low spread represents a total annual volatility of 0.0324 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7796 to the December average rate of 0.8018, the exchange rate registered a net change of 2.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8070 was down 5.69% compared to the 2020 peak of 0.8557, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AZN based on timing:

Yearly Peak High 4,035 SGD

2020 Average 4,051 SGD

Yearly Trough Low 3,873 SGD

Transaction Impact: A difference of 161.79 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8040

0.7774

JanuMarcMayJulySeptNove

AZN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7835, compared to 0.7967 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0132 points.

H1 Avg (Jan–Jun) 0.7835

H2 Avg (Jul–Dec) 0.7967

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0143 SGD (High: 0.8062 / Low: 0.7920). On the other end, January was the most stable month, with a tight range of 0.0084 SGD (High: 0.7830 / Low: 0.7746).

November Spread (Volatile) ±0.0143

January Spread (Stable) ±0.0084

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0045 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.8018) against the same month in 2020 (average: 0.7824), the exchange rate shifted by +0.0193 (+2.47%).

2021 Avg (December) 0.8018

2020 Avg (December) 0.7824

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7830	0.7746	0.7796
February	0.7860	0.7754	0.7807
March	0.7940	0.7806	0.7895
April	0.7913	0.7788	0.7850
May	0.7857	0.7766	0.7815
June	0.7912	0.7776	0.7844
July	0.8034	0.7908	0.7965
August	0.8024	0.7905	0.7966
September	0.8006	0.7884	0.7924
October	0.7989	0.7896	0.7945
November	0.8062	0.7920	0.7982
December	0.8070	0.7933	0.8018