2020 BAM to AED Historical Review

YEARLY HIGH

2.3057 AED

YEARLY LOW

2.0153 AED

YEARLY AVERAGE

2.1429 AED

2020 BAM to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.3057. Conversely, the yearly low was recorded on March 22, dropping to 2.0153.

This high-to-low spread represents a total annual volatility of 0.2904 AED. From a start-to-finish perspective, comparing the January average rate of 2.0853 to the December average rate of 2.2857, the exchange rate registered a net change of 9.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.3057 was up 6.45% compared to the 2019 peak of 2.1659, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,528 AED

2019 Average 10,515 AED

Yearly Trough Low 10,077 AED

Transaction Impact: A difference of 1,451.75 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.3103

2.0155

JanuMarcMayJulySeptNove

BAM to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0687, compared to 2.2171 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1483 points.

H1 Avg (Jan–Jun) 2.0687

H2 Avg (Jul–Dec) 2.2171

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1289 AED (High: 2.1442 / Low: 2.0153). On the other end, April was the most stable month, with a tight range of 0.0336 AED (High: 2.0571 / Low: 2.0235).

March Spread (Volatile) ±0.1289

April Spread (Stable) ±0.0336

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0374 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0374

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.2857) against the same month in 2019 (average: 2.0865), the exchange rate shifted by +0.1992 (+9.55%).

2020 Avg (December) 2.2857

2019 Avg (December) 2.0865

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1032	2.0665	2.0853
February	2.0779	2.0270	2.0490
March	2.1442	2.0153	2.0774
April	2.0571	2.0235	2.0400
May	2.0912	2.0252	2.0473
June	2.1354	2.0866	2.1134
July	2.2262	2.1029	2.1488
August	2.2427	2.2036	2.2206
September	2.2523	2.1863	2.2152
October	2.2273	2.1917	2.2097
November	2.2510	2.1878	2.2224
December	2.3057	2.2475	2.2857