2021 BAM to AED Historical Review

YEARLY HIGH

2.3186 AED

YEARLY LOW

2.1063 AED

YEARLY AVERAGE

2.2223 AED

2021 BAM to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 2.3186. Conversely, the yearly low was recorded on November 24, dropping to 2.1063.

This high-to-low spread represents a total annual volatility of 0.2123 AED. From a start-to-finish perspective, comparing the January average rate of 2.2861 to the December average rate of 2.1227, the exchange rate registered a net change of -7.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.3186 was up 0.56% compared to the 2020 peak of 2.3057, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,593 AED

2020 Average 10,717 AED

Yearly Trough Low 10,531 AED

Transaction Impact: A difference of 1,061.66 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.3025

2.1063

JanuMarcMayJulySeptNove

BAM to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2629, compared to 2.1816 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0813 points.

H1 Avg (Jan–Jun) 2.2629

H2 Avg (Jul–Dec) 2.1816

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0732 AED (High: 2.2771 / Low: 2.2039). On the other end, December was the most stable month, with a tight range of 0.0180 AED (High: 2.1289 / Low: 2.1108).

April Spread (Volatile) ±0.0732

December Spread (Stable) ±0.0180

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0410 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0410

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 2.2861) against the same month in 2020 (average: 2.0853), the exchange rate shifted by +0.2009 (+9.63%).

2021 Avg (January) 2.2861

2020 Avg (January) 2.0853

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3186	2.2655	2.2861
February	2.2848	2.2497	2.2704
March	2.2651	2.2035	2.2347
April	2.2771	2.2039	2.2427
May	2.3014	2.2564	2.2805
June	2.2953	2.2340	2.2631
July	2.2410	2.2095	2.2221
August	2.2352	2.1926	2.2106
September	2.2299	2.1731	2.2123
October	2.1897	2.1698	2.1796
November	2.1789	2.1063	2.1423
December	2.1289	2.1108	2.1227