2020 BAM to BZD Historical Review

YEARLY HIGH

1.2651 BZD

YEARLY LOW

1.0981 BZD

YEARLY AVERAGE

1.1755 BZD

2020 BAM to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.2651. Conversely, the yearly low was recorded on March 23, dropping to 1.0981.

This high-to-low spread represents a total annual volatility of 0.1670 BZD. From a start-to-finish perspective, comparing the January average rate of 1.1443 to the December average rate of 1.2545, the exchange rate registered a net change of 9.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2651 was up 6.44% compared to the 2019 peak of 1.1885, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 6,325 BZD

2019 Average 5,768 BZD

Yearly Trough Low 5,490 BZD

Transaction Impact: A difference of 835.19 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2682

1.1038

JanuMarcMayJulySeptNove

BAM to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1345, compared to 1.2164 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0819 points.

H1 Avg (Jan–Jun) 1.1345

H2 Avg (Jul–Dec) 1.2164

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0761 BZD (High: 1.1741 / Low: 1.0981). On the other end, April was the most stable month, with a tight range of 0.0174 BZD (High: 1.1279 / Low: 1.1104).

March Spread (Volatile) ±0.0761

April Spread (Stable) ±0.0174

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0204 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0204

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.2545) against the same month in 2019 (average: 1.1448), the exchange rate shifted by +0.1097 (+9.58%).

2020 Avg (December) 1.2545

2019 Avg (December) 1.1448

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1572	1.1338	1.1443
February	1.1401	1.1122	1.1245
March	1.1741	1.0981	1.1379
April	1.1279	1.1104	1.1175
May	1.1471	1.1122	1.1232
June	1.1720	1.1446	1.1597
July	1.2158	1.1548	1.1789
August	1.2303	1.2084	1.2174
September	1.2355	1.2000	1.2156
October	1.2222	1.2030	1.2125
November	1.2355	1.2008	1.2194
December	1.2651	1.2336	1.2545