YEARLY HIGH
1.2715 BZD
YEARLY LOW
1.1561 BZD
YEARLY AVERAGE
1.2194 BZD

2021 BAM to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.2715. Conversely, the yearly low was recorded on November 24, dropping to 1.1561.

This high-to-low spread represents a total annual volatility of 0.1154 BZD. From a start-to-finish perspective, comparing the January average rate of 1.2552 to the December average rate of 1.1651, the exchange rate registered a net change of -7.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2715 was up 0.51% compared to the 2020 peak of 1.2651, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 6,358 BZD
2020 Average 5,879 BZD
Yearly Trough Low 5,781 BZD
Transaction Impact: A difference of 577.07 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2642
1.1561
JanuMarcMayJulySeptNove

BAM to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2418, compared to 1.1971 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0448 points.

H1 Avg (Jan–Jun) 1.2418
H2 Avg (Jul–Dec) 1.1971

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0397 BZD (High: 1.2494 / Low: 1.2096). On the other end, December was the most stable month, with a tight range of 0.0085 BZD (High: 1.1687 / Low: 1.1602).

April Spread (Volatile) ±0.0397
December Spread (Stable) ±0.0085

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0231 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0231

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.2552) against the same month in 2020 (average: 1.1443), the exchange rate shifted by +0.1109 (+9.69%).

2021 Avg (January) 1.2552
2020 Avg (January) 1.1443

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2715 1.2434 1.2552
February 1.2537 1.2347 1.2461
March 1.2432 1.2091 1.2259
April 1.2494 1.2096 1.2305
May 1.2623 1.2379 1.2514
June 1.2597 1.2258 1.2421
July 1.2303 1.2124 1.2190
August 1.2265 1.2038 1.2131
September 1.2238 1.1925 1.2141
October 1.2016 1.1891 1.1959
November 1.1942 1.1561 1.1752
December 1.1687 1.1602 1.1651