2019 BAM to CDF Historical Review

YEARLY HIGH

967.9757 CDF

YEARLY LOW

926.5645 CDF

YEARLY AVERAGE

946.2181 CDF

2019 BAM to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BAM to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 967.9757. Conversely, the yearly low was recorded on October 1, dropping to 926.5645.

This high-to-low spread represents a total annual volatility of 41.4112 CDF. From a start-to-finish perspective, comparing the January average rate of 954.8966 to the December average rate of 953.3153, the exchange rate registered a net change of -0.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 967.9757 was down 6.24% compared to the 2018 peak of 1032.3900, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,839,878 CDF

2018 Average 4,893,448 CDF

Yearly Trough Low 4,632,823 CDF

Transaction Impact: A difference of 207,055.88 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

956.6440

935.6746

JanuMarcMayJulySeptNove

BAM to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 948.0977, compared to 944.3386 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.7591 points.

H1 Avg (Jan–Jun) 948.0977

H2 Avg (Jul–Dec) 944.3386

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 31.0808 CDF (High: 967.9757 / Low: 936.8949). On the other end, May was the most stable month, with a tight range of 11.2497 CDF (High: 944.1872 / Low: 932.9374).

December Spread (Volatile) ±31.0808

May Spread (Stable) ±11.2497

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 9.2353 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -9.2353

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 953.3153) against the same month in 2018 (average: 946.0466), the exchange rate shifted by +7.2687 (+0.77%).

2019 Avg (December) 953.3153

2018 Avg (December) 946.0466

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	964.6790	946.0667	954.8966
February	960.9593	940.5770	950.7311
March	954.3566	938.8394	946.3066
April	949.1964	931.3902	941.5974
May	944.1872	932.9374	940.3383
June	965.8156	941.5844	954.7163
July	958.3528	943.3588	952.1626
August	953.6061	934.8974	942.9272
September	945.0622	928.4475	937.4221
October	947.8070	926.5645	939.6376
November	947.9413	935.6640	940.5667
December	967.9757	936.8949	953.3153